John Tilson, NCISA It is only Wednesday morning, and I feel the need to get this article to print before the cloud of depression that is circling above me descends any lower.

John Tilson, NCISA

It is only Wednesday morning, and I feel the need to get this article to print before the cloud of depression that is circling above me descends any lower.

The last couple of days have been dominated by the two “Fs”, finance and football, and no matter what spin either the club put on finance or some fans put on the football the cold hard facts do not make for good reading.

Let us take the finance as a starter. We were worried before publication that there would be significant losses and what was announced was in line with what some fans feared.

The problem is the big picture moving forward.

Under the current way we operate, and without outside significant investment, no matter what Roger Munby and Neil Doncaster say a financial crisis is inching ever closer.

Economically the global financial situation will affect every household no matter what the family income is. As far as football is concerned every aspect of off-field activities will be hit. This will be for the next two years at least.

For a family the choice is simple. Do you change your “Flybe” shirt, buy a pie, pint and a programme, or do you pay your gas and electricity bill and make sure your mortgage/rent is up to date. For me that question is a no brainer.

Just to get back to further outside investment both the chairman and chief executive have recently stated that Delia and Michael would be prepared to step to one side and indeed be prepared to give up their majority shareholding.

When such comments do not come from the horse's mouth it does not carry such credence with the greatest respect. Some, if not a lot, of fans do not believe that they are in fact ready or prepared to step aside.

Only, and I repeat only, will that be put to bed with an official statement or interview by Delia and Michael. Who they then choose to bring on board and under what terms everyone will accept as confidential until the time is right to announce the individual or individuals concerned.

Monday was bad enough so let me move on to where we got ourselves to by 10pm Tuesday night.

Nineteenth in the league, only two wins in nine league and one cup game. Failed to find the net in half of those games. Too many penalties given away (and no Gary Doherty in sight!). No new heroes as promised by the manager. No potent strike force. Critics slagging off our captain week in and week out. No money in the bank for the January transfer window. Never mind hey, as I have been told things are better than they were 12 months ago. Now is that right, I ask myself?